Are you eligible for financial support for home improvements?

 

 

As well as being home repair and adaptation specialists We Care can also provide you with information about possible financial support available to you for making improvements to your home.

 

You could be eligible for a low cost loan funded by your local council.  We work in partnership with Bristol City Council and Bath and North East Somerset Council who fund a loan scheme which is administered by Lendology CIC, a Social Enterprise.

 

The team at Lendology CIC understand the expense of maintaining your home and work with you, and ourselves, to take the stress out of funding repairs, improvements or adaptations.

 

Their knowledgeable team of advisers will guide you through the process of applying for a home improvement loan, assess your eligibility, how much you could borrow and the loan best suited to your circumstances.

 

The Home Improvement Loan Scheme fund works such as*:

  • Replacement Boilers
  • Central Heating Installations (Gas, Oil, LPG, Electric, Calor Gas, etc)
  • Roofs
  • Thatch Roofs
  • Windows
  • Electrics
  • Kitchens
  • Bathrooms
  • Structural Repairs
  • Energy Efficiency Measures
  • External Wall Insulation
  • Disability Adaptations

 

* The work supported will depend on your local council’s policy and approval.

 

Loan Features

  • Borrow from £1,000 to £15,000.
  • Over £15,000 also available (subject to your local council policy)
  • No early repayment charges
  • Flexibility to overpay £100 or more off your loan at any time
  • Range of loan types based on your circumstances
  • Up to 15 year repayment period for our capital repayment loans
  • Fixed interest rate
  • Typical 4.2% APR.

 

 

What you need to do

 

Contact Lendology CIC direct for an informal chat about the loan scheme on 01823 461099 or visit www.lendology.org.uk.

 

Alternatively, speak to us directly on 0300 323 0700 and we can make a referral for you.

 

Typical Example: Borrow £5,000 over 60 months. £92.08 monthly repayments. Total amount repayable = £5,544.96, including £20 fee for registering the Title Restriction.
(4% fixed interest rate, Typical 4.2% APR)

 

Missing payments could affect your credit rating and ability to obtain credit in the future. Loans are subject to status and are typically protected by a Title Restriction. This means that you may not be able to sell your home without our permission unless the loan is fully repaid. This is a financial promotion approved by Lendology CIC.

 

Lendology CIC is a trading name of Wessex Resolutions C.I.C.: a community interest company limited by guarantee, registered in England, company number 4512225. Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU.

Wessex Resolutions C.I.C is authorised and regulated by the Financial Conduct Authority (675263) for credit regulated activities.