Are you eligible for financial support?
As well as being home repair and adaptation specialists We Care can also provide you with information about possible finance options available to you.
If you need to make essential general repairs or energy efficiency improvements to your home, you could be eligible for a low-cost loan – a Bristol City Council and Bath and North East Somerset initiative which is administered by Wessex Resolutions CIC and ourselves.
The loan can be used for essential repairs to make a property safe, weather tight and warm to live in. This could include:
- Boiler replacement or installation
- Roof repair
- Large electrical and plumbing work
- Rotten window replacement
- Structural work.
Any Bristol or BaNES homeowner can apply for a home improvement or maintenance loan subject to eligibility. In certain circumstances you may be eligible for a loan leverage amount of up to £15,000 towards the cost of the works. We can explain how you go about making an application.
We partner with local councils and not-for-profit lender Wessex Resolutions CIC to provide loan funding to homeowners for home repairs and improvements
Wessex Resolutions CIC have created a sustainable funding stream to enable homeowners to access responsible finance. To date, they have recycled over £8.4 million of council funds with their innovative loan scheme.
Homeowners, landlords, empty property owners and park-home owners are among the people that can apply. A variety of works can be considered under the scheme such as roof and thatch repairs, boiler and other heating system replacements or installation, energy efficiency measure, replacing rotten or draughty windows, structural repairs, electrical or plumbing work, and updating kitchens and bathrooms to name a few.
What you need to do
About Wessex Resolutions
The loans are provided by Wessex Resolutions, a community interest company and not for profit, working in partnership with local authorities.
Loans have a fixed interest rate and typical 4.2% APR and are subject to status. Missing future payments could affect your credit rating and ability to obtain credit in the future. Wessex Resolutions CIC may insist on loans being protected at the Land Registry by a Title Restriction.
Wessex Resolutions C.I.C.: a community interest company limited by guarantee, registered in England, company number 4512225. Registered address: Heatherton Park Studios, Bradford on Tone, Taunton TA4 1EU. Wessex Loans and Wessex Home Improvement Loans are trading names used by this company. Wessex Resolutions C.I.C is authorised and regulated by the Financial Conduct Authority (675263) for credit and debt-related regulated activities.
Who to contact
For more information, call us on 0300 323 0700 or go direct to Wessex Resolutions at www.wessexresolutions.org.uk or call 01823 461099.